TURNING POINT
Website User Agreement

Terms of Use

The Turning Point Web site is a complimentary information service provided by Turning Point as a convenience to users with the express condition that users agree to be bound by the terms and conditions of this User Agreement. Turning Point reserves the right to change the User Agreement terms and conditions at any time, and you must consult the most recent version of this User Agreement each time that you visit our web site. Use of the Turning Point web site constitutes your acceptance of the terms and conditions included below.

Limitation of Liability

You agree that you will hold harmless Turning Point and its officers, directors, employees, and volunteers from all claims arising out of or related to your access or use of, or your inability to access or use, this web site or the information contained in this web site or other web sites to which it is linked. You also agree that Turning Point or the contributors of information to this web site shall NOT be liable to you or anyone else for any decision made or action taken by you in reliance on information provided on the Turning Point web site or for any consequential, special or similar damages, even if advised of the possibility of such damages.

Disclaimer on Professional Advice

The information provided on the Turning Point web site is provided for general information only. It is not intended as legal, medical or other professional advice, and should not be relied upon as a substitute for consultations with qualified professionals who are familiar with your individual needs.

Disclaimer of Warranty

Turning Point makes no warranties of any kind concerning this Web site, including but not limited to any warranty of accuracy, completeness, currency, reliability, merchantability or fitness for a particular purpose, or any warranty that these pages, or the server that makes them available, are free of viruses or other harmful elements, and such warranties are expressly disclaimed.

Endorsements

Turning Point may provide links to other Web sites, which are not under the control of Turning Point. These links are included as a convenience to you and are not intended as an endorsement by Turning Point of the organization or individual operating the linked web site. You understand that the opinions and recommendations included in those web sites are not necessarily those of Turning Point or endorsed by Turning Point.

Usage of Content

Turning Point web site, including, but not limited to, text, graphics, logos, button icons, images, and audio clips is proprietary to Turning Point. Unless otherwise indicated, all information contained on this web site may not be copied, reproduced, transmitted, displayed, distributed or otherwise used in whole or in part in any manner without Turning Point's prior permission, except that the user may make such temporary copies in a single computer's RAM and hard drive cache as are necessary to browse the Web site, and the user may make one permanent printout of each page of the Web site to be used by the user for personal uses that do not harm the reputation of Turning Point.

Jurisdiction

This web site (excluding linked sites) is controlled by Turning Point, which is headquartered in the state of New Jersey, in the United States of America. It can be accessed from all 50 states, as well as from other locations around the world. Each of these locations has laws that may differ from those of New Jersey. Therefore, by accessing this web site, both you and Turning Point agree that the statutes and laws of New Jersey, without regard to principles of conflicts of law in New Jersey or elsewhere, shall apply to all matters arising from or relating to use of this web site. You and Turning Point also agree and hereby submit to the exclusive personal jurisdiction and venue of the state and/or federal courts located closest in proximity to Turning Point should any matter arise related to Turning Point.

Conduct

You agree that you are prohibited from using this site to commit fraudulent activities, violate any law, statute, ordinance or regulation. Furthermore, no communications passing through this site may be defamatory, libelous, unlawfully threatening or unlawfully harassing, obscene or contain any viruses, Trojan horses, worms, time bombs, cancel bots or other computer programming routines that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information. Turning Point will take immediate action to prevent violators of this policy from using our site.